Terms and Conditions
Last updated: 3 October 2026
These terms apply when you use sivarajpalanisamy.com or order a copy of The Growth Gap. By using the website or placing an order, you agree to them.
Who we are
This website is run by Sivaraj Palanisamy, author and publisher of The Growth Gap (ISBN 978-93-345-1555-8), based in Coimbatore, Tamil Nadu, India. In these terms, “we”, “us” and “our” mean Sivaraj Palanisamy.
Ordering the book
Orders are placed by messaging us on WhatsApp. An order is confirmed only when we reply to confirm it, together with the total amount and the delivery details.
The listed price of the paperback is ₹399 (MRP). Prices are in Indian Rupees. Any delivery charge is shared with you before you pay.
We may decline or cancel an order, for example if a copy is out of stock or the delivery address cannot be served. If you have already paid, we will refund you in full.
Payment and delivery
Payment methods and the expected delivery time are shared when your order is confirmed. Delivery times are estimates and can vary because of the courier, the location or events outside our control.
Please check that your name, phone number and delivery address are correct. We are not responsible for delays caused by incorrect details.
No cancellations and no refunds
All orders are final: there are no cancellations and no refunds once an order is confirmed. Damaged, misprinted or wrong copies are replaced. See our No Refund and No Cancellation Policy.
About the book’s content
The Growth Gap offers general guidance based on the author’s experience. It is not a substitute for professional advice specific to your business. The author and publisher accept no liability for decisions made on the basis of its contents.
The same applies to the ideas, excerpts and stories shown on this website. Client examples are drawn from real projects, with names and identifying details changed or withheld.
Copyright
The book, its text and the content of this website, including the writing, images and design, belong to Sivaraj Palanisamy. All rights reserved.
You may quote short passages in reviews and articles with credit. No other part may be reproduced, stored or shared in any form without prior written permission.
Links to other websites
This website links to other sites, such as WhatsApp, LinkedIn, YouTube, Instagram and DigyGo. We are not responsible for the content or privacy practices of those sites.
Limitation of liability
We work to keep the website accurate and available, but we do not guarantee that it will always be error-free or uninterrupted. To the extent permitted by law, our total liability for any order is limited to the amount you paid for it.
Changes to these terms
We may update these terms from time to time. The date at the top of this page shows the latest version. Orders are governed by the terms in place when the order was confirmed.
Governing law
These terms are governed by the laws of India. Any dispute will be subject to the jurisdiction of the courts in Coimbatore, Tamil Nadu.
Contact
Sivaraj Palanisamy, Coimbatore, Tamil Nadu, India
WhatsApp: +91 98946 85308
Website: www.sivarajpalanisamy.com